HOME Y2K PROBLEMS CAUSE INCONVIENCE

Most home appliances do not have internal clocks and are unlikely to be affected by the year 2000 glitch. But some systems using computer chips, like security systems, garage doors and personal computers, may encounter Y2K problems.

According to the Western Insurance Information Service, to prepare for Y2K, homeowners should verify that heating and cooling systems with built-in maintenance will not be shut down and that electric garage doors don’t operate on computer chips. Also, check to see if video players can be programmed beyond January 1, 2000.

For personal computers, visit the manufacturer's web site to find out about Y2K compliance issues. If you have an alarm system, call the vendor to see if they are ready for emergencies.

Other problems may occur that are not under your direct control-utility companies or banks may show you haven't paid your bill, so you may be assesses late fees or find your electricity has been shut off.

WIIS recommends you keep good records so you can prove you made payments. Also, plan to have enough cash on hand in case you are unable to access automated teller machines.

Y2K information is changing frequently as more information on the problem becomes available.

Homeowners should make these inspections frequently to keep their home as Y2K compliant as possible.